Home Prices: Steepest Drop in 20 Years

Bill Bonde ( 'Hi ho' ) wrote:

>
> Harry Hope wrote:
>
>>From The Associated Press, 8/28/07:
>>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>
>>Home Prices: Steepest Drop in 20 Years
>>
>>By Vinnee Tong, AP Business Writer
>>
>>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>Was Started in 1987
>>
>>Harry
>>
>
> You complain that houses are too expensive, about inflation, and now you
> complain when they get cheaper, deflation. Is there anything that could
> happen in the economy that you wouldn't take some dark foreboding from?
>
>
And you see no problem with the housing bubble? What the hell do you
think this economy has been running on for the last 6 years? A decline
in housing prices is the inevitable result of a bursting housing bubble.

Now, cheaper home prices does not mean that more people can now
afford housing. It's quite the opposite as the cost of buying a home
with the higher cost of financing has risen substantially. A year ago
46% of people could afford the median price home in their neighborhood.
Now it is 42%.

So what we have is a whole group of people that have been financing
the 2/3 of our economy that is driven by consumer spending having less
equity than they thought. In many cases those homes are now worth less
than when they bought them for. Don't you think those people will be
spending a lot less? Particularly since Bush has been in office that
individual incomes (adjusted for inflation) have fallen and have even
falling disregarding inflation over the last year or so. That certainly
wasn't expected.

All of this is driven by bad econonomic policy. Too much easy money,
too little oversight and not a concern in the world about the future.
It was al rive by the greed of the moment.

Jeff
 
"Gandalf Grey" <gandalfgrey@infectedmail.com> wrote in message
news:46d47a18$0$31050$9a6e19ea@news.newshosting.com...
>
I live in Florida and have no idea what my trailer is worth.
 
"Rotten Babs wrote in message
news:XM6dnTtJN69C4EnbnZ2dneKdnZydnZ2d@comcast.com...
>
> I live in Florida and have no idea what my trailer is worth.
> I just want more food stamps and Bush KoolAid
>
 
"Jeff" <dont_bug_me@all.uk> wrote in message
news:13d8urpgb81c3ac@corp.supernews.com...
> Bill Bonde ( 'Hi ho' ) wrote:
>
>>
>> Harry Hope wrote:
>>
>>>From The Associated Press, 8/28/07:
>>>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>>
>>>Home Prices: Steepest Drop in 20 Years
>>>
>>>By Vinnee Tong, AP Business Writer
>>>
>>>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>>Was Started in 1987
>>>
>>>Harry
>>>
>>
>> You complain that houses are too expensive, about inflation, and now you
>> complain when they get cheaper, deflation. Is there anything that could
>> happen in the economy that you wouldn't take some dark foreboding from?
>>
>>
> And you see no problem with the housing bubble? What the hell do you
> think this economy has been running on for the last 6 years? A decline in
> housing prices is the inevitable result of a bursting housing bubble.
>
> Now, cheaper home prices does not mean that more people can now afford
> housing. It's quite the opposite as the cost of buying a home with the
> higher cost of financing has risen substantially. A year ago 46% of people
> could afford the median price home in their neighborhood. Now it is 42%.
>
> So what we have is a whole group of people that have been financing the
> 2/3 of our economy that is driven by consumer spending having less equity
> than they thought. In many cases those homes are now worth less than when
> they bought them for. Don't you think those people will be spending a lot
> less? Particularly since Bush has been in office that individual incomes
> (adjusted for inflation) have fallen and have even falling disregarding
> inflation over the last year or so. That certainly wasn't expected.
>
> All of this is driven by bad econonomic policy. Too much easy money, too
> little oversight and not a concern in the world about the future. It was
> al rive by the greed of the moment.
>
> Jeff

Like Bush's Savings & Loan scandal in Reagan's 80's.
 
On Tue, 28 Aug 2007 11:43:09 -0700, 3722 Dead <zeppp@finestplanet.com>
wrote:

>On Tue, 28 Aug 2007 14:34:23 -0400, "Hillary Rotten Clintoon" <Rotten
>Hillary@Clintonwhorehouse.com> wrote:
>
>>
>>"Harry Hope" <rivrvu@ix.netcom.com> wrote in message
>>news:dcq8d35ff3grr1bf85n8uu1ilpqp1fd1a8@4ax.com...
>>>
>>> From The Associated Press, 8/28/07:
>>> http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>>
>>> Home Prices: Steepest Drop in 20 Years
>>>
>>> By Vinnee Tong, AP Business Writer
>>>
>>> S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>> Was Started in 1987
>>>
>>> NEW YORK (AP) --
>>>
>>> U.S. home prices fell 3.2 percent in the second quarter, the steepest
>>> rate of decline since Standard & Poor's began its nationwide housing
>>> index in 1987, the research group said Tuesday.
>>>===========================
>>
>>
>>WOW How shocking! After home prices doubling and tripling in the past 4 or
>>5
>>years in many areas of the US, we finally see a 3.2 % drop in prices that
>>were overinflated! Oh the Humanity of it all !
>
>Yup. It's called a "bubble".
>>
>>


Too bad that they didn't drop fast enough to save Jamieson.
--
["that the district courts shall have original jurisdiction of all civil actions
arising under the Constitution] would only apply if I was taking the street
to court."
--.Milt.Shook..
http://groups.google.com/group/alt.society.liberalism/msg/b07914d210a0a5b5?dmode=source&hl=en
 
On Tue, 28 Aug 2007 14:32:07 -0400, Harry Hope <rivrvu@ix.netcom.com>
wrote:

>From The Associated Press, 8/28/07:
>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>
>Home Prices: Steepest Drop in 20 Years

On the POSITIVE side ... this may be the first time
in 20 years that the average Joe has a chance to BUY
his own home, or upgrade from his present hovel. As
things were, housing prices had put home ownership
well out of reach for a LOT of Americans, trapping
them instead in cash-consuming rent/lease deals
where all their money never made a single square
foot or real property their own.

Now if Joe can just get a loan ... :)

If the low prices go away, it may be time for cities
and states to revive the idea of "rent control" and
large-scale govt-subsidized low-priced housing.
 
"Gandalf Grey" <gandalfgrey@infectedmail.com> wrote in message
news:46d47a18$0$31050$9a6e19ea@news.newshosting.com...
>
I live in Florida and have no idea what my trailer is worth.
 
"Gandalf Grey" <gandalfgrey@infectedmail.com> wrote in message
news:46d475ec$0$31809$9a6e19ea@news.newshosting.com...
> I wants my food stamps and Pelosi KoolAid as a HS Democrap dropout wiht
> no skills except being an inbred sister ****er.
>
=====================

Yeah we know .
 
"The Woodsman" <FunnyGeorge@CrawfordRanch.net> wrote in message
news:ug%Ai.530$Sd4.213@nlpi061.nbdc.sbc.com...
>
> "Jeff" <dont_bug_me@all.uk> wrote in message
> news:13d8urpgb81c3ac@corp.supernews.com...
>> Bill Bonde ( 'Hi ho' ) wrote:
>>
>>>
>>> Harry Hope wrote:
>>>
>>>>From The Associated Press, 8/28/07:
>>>>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>>>
>>>>Home Prices: Steepest Drop in 20 Years
>>>>
>>>>By Vinnee Tong, AP Business Writer
>>>>
>>>>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>>>Was Started in 1987
>>>>
>>>>Harry
>>>>
>>>
>>> You complain that houses are too expensive, about inflation, and now you
>>> complain when they get cheaper, deflation. Is there anything that could
>>> happen in the economy that you wouldn't take some dark foreboding from?
>>>
>>>
>> And you see no problem with the housing bubble? What the hell do you
>> think this economy has been running on for the last 6 years? A decline in
>> housing prices is the inevitable result of a bursting housing bubble.
>>
>> Now, cheaper home prices does not mean that more people can now afford
>> housing. It's quite the opposite as the cost of buying a home with the
>> higher cost of financing has risen substantially. A year ago 46% of
>> people could afford the median price home in their neighborhood. Now it
>> is 42%.
>>
>> So what we have is a whole group of people that have been financing the
>> 2/3 of our economy that is driven by consumer spending having less equity
>> than they thought. In many cases those homes are now worth less than when
>> they bought them for. Don't you think those people will be spending a lot
>> less? Particularly since Bush has been in office that individual incomes
>> (adjusted for inflation) have fallen and have even falling disregarding
>> inflation over the last year or so. That certainly wasn't expected.
>>
>> All of this is driven by bad econonomic policy. Too much easy money, too
>> little oversight and not a concern in the world about the future. It was
>> al rive by the greed of the moment.
>>
>> Jeff
>
> Like Democrats 50 Years controlling the House & Senate and the Savings &
> Loan scandal in Tom Foley's 80's.
>
 
Hillary Rotten Clintoon wrote:

> "The Woodsman" <FunnyGeorge@CrawfordRanch.net> wrote in message
> news:ug%Ai.530$Sd4.213@nlpi061.nbdc.sbc.com...
>
>>"Jeff" <dont_bug_me@all.uk> wrote in message
>>news:13d8urpgb81c3ac@corp.supernews.com...
>>
>>>Bill Bonde ( 'Hi ho' ) wrote:
>>>
>>>
>>>>Harry Hope wrote:
>>>>
>>>>>From The Associated Press, 8/28/07:
>>>>
>>>>>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>>>>
>>>>>Home Prices: Steepest Drop in 20 Years
>>>>>
>>>>>By Vinnee Tong, AP Business Writer
>>>>>
>>>>>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>>>>Was Started in 1987
>>>>>
>>>>>Harry
>>>>>
>>>>
>>>>You complain that houses are too expensive, about inflation, and now you
>>>>complain when they get cheaper, deflation. Is there anything that could
>>>>happen in the economy that you wouldn't take some dark foreboding from?
>>>>
>>>>
>>>
>>> And you see no problem with the housing bubble? What the hell do you
>>>think this economy has been running on for the last 6 years? A decline in
>>>housing prices is the inevitable result of a bursting housing bubble.
>>>
>>> Now, cheaper home prices does not mean that more people can now afford
>>>housing. It's quite the opposite as the cost of buying a home with the
>>>higher cost of financing has risen substantially. A year ago 46% of
>>>people could afford the median price home in their neighborhood. Now it
>>>is 42%.
>>>
>>> So what we have is a whole group of people that have been financing the
>>>2/3 of our economy that is driven by consumer spending having less equity
>>>than they thought. In many cases those homes are now worth less than when
>>>they bought them for. Don't you think those people will be spending a lot
>>>less? Particularly since Bush has been in office that individual incomes
>>>(adjusted for inflation) have fallen and have even falling disregarding
>>>inflation over the last year or so. That certainly wasn't expected.
>>>
>>> All of this is driven by bad econonomic policy. Too much easy money, too
>>>little oversight and not a concern in the world about the future. It was
>>>al rive by the greed of the moment.
>>>
>>> Jeff
\
Babs having no answer to that hits upon making up her opponents
arguments:
>>
>>Like Democrats 50 Years controlling the House & Senate and the Savings &
>>Loan scandal in Tom Foley's 80's.

Can we say "Neil Bush and Silverado Savings and Loan"?

Jeff

>>
>
>
>
 
"Jeff" <dont_bug_me@all.uk> wrote in message
news:13d9end1ofvme49@corp.supernews.com...
> Hillary Rotten Clintoon wrote:
>
>> "The Woodsman" <FunnyGeorge@CrawfordRanch.net> wrote in message
>> news:ug%Ai.530$Sd4.213@nlpi061.nbdc.sbc.com...
>>
>>>"Jeff" <dont_bug_me@all.uk> wrote in message
>>>news:13d8urpgb81c3ac@corp.supernews.com...
>>>
>>>>Bill Bonde ( 'Hi ho' ) wrote:
>>>>
>>>>
>>>>>Harry Hope wrote:
>>>>>
>>>>>>From The Associated Press, 8/28/07:
>>>>>
>>>>>>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>>>>>
>>>>>>Home Prices: Steepest Drop in 20 Years
>>>>>>
>>>>>>By Vinnee Tong, AP Business Writer
>>>>>>
>>>>>>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>>>>>Was Started in 1987
>>>>>>
>>>>>>Harry
>>>>>>
>>>>>
>>>>>You complain that houses are too expensive, about inflation, and now
>>>>>you
>>>>>complain when they get cheaper, deflation. Is there anything that could
>>>>>happen in the economy that you wouldn't take some dark foreboding from?
>>>>>
>>>>>
>>>>
>>>> And you see no problem with the housing bubble? What the hell do you
>>>> think this economy has been running on for the last 6 years? A decline
>>>> in housing prices is the inevitable result of a bursting housing
>>>> bubble.
>>>>
>>>> Now, cheaper home prices does not mean that more people can now afford
>>>> housing. It's quite the opposite as the cost of buying a home with the
>>>> higher cost of financing has risen substantially. A year ago 46% of
>>>> people could afford the median price home in their neighborhood. Now it
>>>> is 42%.
>>>>
>>>> So what we have is a whole group of people that have been financing
>>>> the 2/3 of our economy that is driven by consumer spending having less
>>>> equity than they thought. In many cases those homes are now worth less
>>>> than when they bought them for. Don't you think those people will be
>>>> spending a lot less? Particularly since Bush has been in office that
>>>> individual incomes (adjusted for inflation) have fallen and have even
>>>> falling disregarding inflation over the last year or so. That certainly
>>>> wasn't expected.
>>>>
>>>> All of this is driven by bad econonomic policy. Too much easy money,
>>>> too little oversight and not a concern in the world about the future.
>>>> It was al rive by the greed of the moment.
>>>>
>>>> Jeff
> \
> Babs having no answer to that hits upon making up her opponents
> arguments:
>>>
>>>Like Democrats 50 Years controlling the House & Senate and the Savings &
>>>Loan scandal in Tom Foley's 80's.
>
> Can we say Alan Cranston (D-CA); Dennis DeConcini (D-AZ); John Glenn
> (D-OH and Donald W. Riegle, Jr. (D-MI), 4 of the Keating five.

=======================

Yes you can
 
On Wed, 29 Aug 2007 10:49:06 -0400, "Hillary Rotten Clintoon" <Rotten
Hillary@Clintonwhorehouse.com> wrote:

>
>"Jeff" <dont_bug_me@all.uk> wrote in message
>news:13d9end1ofvme49@corp.supernews.com...
>> Hillary Rotten Clintoon wrote:
>>
>>> "The Woodsman" <FunnyGeorge@CrawfordRanch.net> wrote in message
>>> news:ug%Ai.530$Sd4.213@nlpi061.nbdc.sbc.com...
>>>
>>>>"Jeff" <dont_bug_me@all.uk> wrote in message
>>>>news:13d8urpgb81c3ac@corp.supernews.com...
>>>>
>>>>>Bill Bonde ( 'Hi ho' ) wrote:
>>>>>
>>>>>
>>>>>>Harry Hope wrote:
>>>>>>
>>>>>>>From The Associated Press, 8/28/07:
>>>>>>
>>>>>>>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>>>>>>
>>>>>>>Home Prices: Steepest Drop in 20 Years
>>>>>>>
>>>>>>>By Vinnee Tong, AP Business Writer
>>>>>>>
>>>>>>>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>>>>>>Was Started in 1987
>>>>>>>
>>>>>>>Harry
>>>>>>>
>>>>>>
>>>>>>You complain that houses are too expensive, about inflation, and now
>>>>>>you
>>>>>>complain when they get cheaper, deflation. Is there anything that could
>>>>>>happen in the economy that you wouldn't take some dark foreboding from?
>>>>>>
>>>>>>
>>>>>
>>>>> And you see no problem with the housing bubble? What the hell do you
>>>>> think this economy has been running on for the last 6 years? A decline
>>>>> in housing prices is the inevitable result of a bursting housing
>>>>> bubble.
>>>>>
>>>>> Now, cheaper home prices does not mean that more people can now afford
>>>>> housing. It's quite the opposite as the cost of buying a home with the
>>>>> higher cost of financing has risen substantially. A year ago 46% of
>>>>> people could afford the median price home in their neighborhood. Now it
>>>>> is 42%.
>>>>>
>>>>> So what we have is a whole group of people that have been financing
>>>>> the 2/3 of our economy that is driven by consumer spending having less
>>>>> equity than they thought. In many cases those homes are now worth less
>>>>> than when they bought them for. Don't you think those people will be
>>>>> spending a lot less? Particularly since Bush has been in office that
>>>>> individual incomes (adjusted for inflation) have fallen and have even
>>>>> falling disregarding inflation over the last year or so. That certainly
>>>>> wasn't expected.
>>>>>
>>>>> All of this is driven by bad econonomic policy. Too much easy money,
>>>>> too little oversight and not a concern in the world about the future.
>>>>> It was al rive by the greed of the moment.
>>>>>
>>>>> Jeff
>> \
>> Babs having no answer to that hits upon making up her opponents
>> arguments:
>>>>
>>>>Like Democrats 50 Years controlling the House & Senate and the Savings &
>>>>Loan scandal in Tom Foley's 80's.
>>
>> Can we say Alan Cranston (D-CA); Dennis DeConcini (D-AZ); John Glenn
>> (D-OH and Donald W. Riegle, Jr. (D-MI), 4 of the Keating five.
>
>=======================
>
>Yes you can

Can you say "Jack Abramhoff?"

No, you can't.
>
--

One of the [Gold Star mothers], Elaine Johnson, recounted a meeting that she had with
President Bush in which he gave her a presidential coin and told her
and five other families: "Don't go sell it on eBay."

--from interview broadcast on NPR

Putsch: leading America to asymetric warfare since 2001

Not dead, in jail, or a slave? Thank a liberal!
Pay your taxes so the rich don't have to.
For the finest in liberal/leftist commentary,
http://www.zeppscommentaries.com
For news feed (free, 10-20 articles a day)
http://groups.yahoo.com/subscribe/zepps_news
For essays (donations accepted, 2 articles/week)
http://groups.yahoo.com/subscribe/zepps_essays

a.a. #2211 -- Bryan Zepp Jamieson
 
"3729 Dead" <zepp22113729@finestplanet.com> wrote in message
news:lj3bd314pv7054r0kpvgn30d4hp0u2s017@4ax.com...
> On Wed, 29 Aug 2007 10:49:06 -0400, "Hillary Rotten Clintoon" <Rotten
> Hillary@Clintonwhorehouse.com> wrote:
>
>>
>>"Jeff" <dont_bug_me@all.uk> wrote in message
>>news:13d9end1ofvme49@corp.supernews.com...
>>> Hillary Rotten Clintoon wrote:
>>>
>>>> "The Woodsman" <FunnyGeorge@CrawfordRanch.net> wrote in message
>>>> news:ug%Ai.530$Sd4.213@nlpi061.nbdc.sbc.com...
>>>>
>>>>>"Jeff" <dont_bug_me@all.uk> wrote in message
>>>>>news:13d8urpgb81c3ac@corp.supernews.com...
>>>>>
>>>>>>Bill Bonde ( 'Hi ho' ) wrote:
>>>>>>
>>>>>>
>>>>>>>Harry Hope wrote:
>>>>>>>
>>>>>>>>From The Associated Press, 8/28/07:
>>>>>>>
>>>>>>>>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>>>>>>>>
>>>>>>>>Home Prices: Steepest Drop in 20 Years
>>>>>>>>
>>>>>>>>By Vinnee Tong, AP Business Writer
>>>>>>>>
>>>>>>>>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>>>>>>>>Was Started in 1987
>>>>>>>>
>>>>>>>>Harry
>>>>>>>>
>>>>>>>
>>>>>>>You complain that houses are too expensive, about inflation, and now
>>>>>>>you
>>>>>>>complain when they get cheaper, deflation. Is there anything that
>>>>>>>could
>>>>>>>happen in the economy that you wouldn't take some dark foreboding
>>>>>>>from?
>>>>>>>
>>>>>>>
>>>>>>
>>>>>> And you see no problem with the housing bubble? What the hell do you
>>>>>> think this economy has been running on for the last 6 years? A
>>>>>> decline
>>>>>> in housing prices is the inevitable result of a bursting housing
>>>>>> bubble.
>>>>>>
>>>>>> Now, cheaper home prices does not mean that more people can now
>>>>>> afford
>>>>>> housing. It's quite the opposite as the cost of buying a home with
>>>>>> the
>>>>>> higher cost of financing has risen substantially. A year ago 46% of
>>>>>> people could afford the median price home in their neighborhood. Now
>>>>>> it
>>>>>> is 42%.
>>>>>>
>>>>>> So what we have is a whole group of people that have been financing
>>>>>> the 2/3 of our economy that is driven by consumer spending having
>>>>>> less
>>>>>> equity than they thought. In many cases those homes are now worth
>>>>>> less
>>>>>> than when they bought them for. Don't you think those people will be
>>>>>> spending a lot less? Particularly since Bush has been in office that
>>>>>> individual incomes (adjusted for inflation) have fallen and have
>>>>>> even
>>>>>> falling disregarding inflation over the last year or so. That
>>>>>> certainly
>>>>>> wasn't expected.
>>>>>>
>>>>>> All of this is driven by bad econonomic policy. Too much easy money,
>>>>>> too little oversight and not a concern in the world about the future.
>>>>>> It was al rive by the greed of the moment.
>>>>>>
>>>>>> Jeff
>>> \
>>> Babs having no answer to that hits upon making up her opponents
>>> arguments:
>>>>>
>>>>>Like Democrats 50 Years controlling the House & Senate and the Savings
>>>>>&
>>>>>Loan scandal in Tom Foley's 80's.
>>>
>>> Can we say Alan Cranston (D-CA); Dennis DeConcini (D-AZ); John Glenn
>>> (D-OH and Donald W. Riegle, Jr. (D-MI), 4 of the Keating five.
>>
>>=======================
>>
>>Yes you can
>
> Can you say "Jack Abramhoff?"
>
> No, you can't.
====================

And how was Abramoff involved in the 1980's savings and loan fiasco again
? Please tell us.
 
On Aug 28, 3:50 pm, Jeff <dont_bug...@all.uk> wrote:
> Bill Bonde ( 'Hi ho' ) wrote:
>
>
>
>
>
>
>
> > Harry Hope wrote:
>
> >>From The Associated Press, 8/28/07:
> >>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>
> >>Home Prices: Steepest Drop in 20 Years
>
> >>By Vinnee Tong, AP Business Writer
>
> >>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
> >>Was Started in 1987
>
> >>Harry
>
> > You complain that houses are too expensive, about inflation, and now you
> > complain when they get cheaper, deflation. Is there anything that could
> > happen in the economy that you wouldn't take some dark foreboding from?
>
> And you see no problem with the housing bubble? What the hell do you
> think this economy has been running on for the last 6 years? A decline
> in housing prices is the inevitable result of a bursting housing bubble.
>
> Now, cheaper home prices does not mean that more people can now
> afford housing. It's quite the opposite as the cost of buying a home
> with the higher cost of financing has risen substantially. A year ago
> 46% of people could afford the median price home in their neighborhood.
> Now it is 42%.
>
> So what we have is a whole group of people that have been financing
> the 2/3 of our economy that is driven by consumer spending having less
> equity than they thought. In many cases those homes are now worth less
> than when they bought them for. Don't you think those people will be
> spending a lot less? Particularly since Bush has been in office that
> individual incomes (adjusted for inflation) have fallen and have even
> falling disregarding inflation over the last year or so. That certainly
> wasn't expected.
>
> All of this is driven by bad econonomic policy. Too much easy money,
> too little oversight and not a concern in the world about the future.
> It was al rive by the greed of the moment.
>
> Jeff- Hide quoted text -
>
> - Show quoted text -

That's a great summary of what's been driving this economy over the
past six or seven years. (Ignoring the crazy government spending)
The consumer accounts for 2/3 of GDP, and they've been eating their
seed corn, buying things on credit cards or tapping into their home's
inflated equity. Now people's mortgages are adjusting and they can't
afford the extra $300 - $900/month and they can't refinace to a fixed
rate mortgage because they now owe more than the house is worth.
And something like another 2 million mortgages will be re-adjusting
over the next 18 months.

If you have not yet bought a house, sit tight and save up a 20%
downpayment.

Vin - Menotomy Vintage Bicycles
http://OldRoads.com


Vin - Menotomy Vintage Bicycles
http://OldRoads.com
 
Jeff wrote:
>
> Bill Bonde ( 'Hi ho' ) wrote:
>
> >
> > Harry Hope wrote:
> >
> >>From The Associated Press, 8/28/07:
> >>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
> >>
> >>Home Prices: Steepest Drop in 20 Years
> >>
> >>By Vinnee Tong, AP Business Writer
> >>
> >>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
> >>Was Started in 1987
> >>
> >>Harry
> >>
> >
> > You complain that houses are too expensive, about inflation, and now you
> > complain when they get cheaper, deflation. Is there anything that could
> > happen in the economy that you wouldn't take some dark foreboding from?
> >
> >
> And you see no problem with the housing bubble? What the hell do you
> think this economy has been running on for the last 6 years? A decline
> in housing prices is the inevitable result of a bursting housing bubble.
>
You are trying to find some way to pretend that the economy is bad so
you can blame Bush.


> Now, cheaper home prices does not mean that more people can now
> afford housing. It's quite the opposite as the cost of buying a home
> with the higher cost of financing has risen substantially. A year ago
> 46% of people could afford the median price home in their neighborhood.
> Now it is 42%.
>
In their neighbourhood? Maybe they need to find a lower cost
neighbourhood if they want to buy.




> So what we have is a whole group of people that have been financing
> the 2/3 of our economy that is driven by consumer spending having less
> equity than they thought. In many cases those homes are now worth less
> than when they bought them for. Don't you think those people will be
> spending a lot less?
>
I do think they should be spending less. It's high time that Americans
not be the dumping ground for the excess industrial capacity of third
world nations like China that haven't figured out how to have a domestic
consumer economy even though their own people are still in desperate
poverty.


> Particularly since Bush has been in office that
> individual incomes (adjusted for inflation) have fallen and have even
> falling disregarding inflation over the last year or so. That certainly
> wasn't expected.
>
Feel free to provide a cite as discussing nebulous contentions is
difficult.



> All of this is driven by bad econonomic policy. Too much easy money,
> too little oversight and not a concern in the world about the future.
> It was al rive by the greed of the moment.
>
There's no difference now than when Clinton was president. People
borrowed then and they borrow now. Look at the internet stocks bubble
under Clinton. Was that Clinton's fault?



--
"Throw me that lipstick, darling, I wanna redo my stigmata."

+-Jennifer Saunders, "Absolutely Fabulous"
 
"Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
news:46D5D2E8.DC18ECC6@yahoo.co.uk...
>
>
> Jeff wrote:
>>
>> Bill Bonde ( 'Hi ho' ) wrote:
>>
>> >
>> > Harry Hope wrote:
>> >
>> >>From The Associated Press, 8/28/07:
>> >>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>> >>
>> >>Home Prices: Steepest Drop in 20 Years
>> >>
>> >>By Vinnee Tong, AP Business Writer
>> >>
>> >>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>> >>Was Started in 1987
>> >>
>> >>Harry
>> >>
>> >
>> > You complain that houses are too expensive, about inflation, and now
>> > you
>> > complain when they get cheaper, deflation. Is there anything that could
>> > happen in the economy that you wouldn't take some dark foreboding from?
>> >
>> >
>> And you see no problem with the housing bubble? What the hell do you
>> think this economy has been running on for the last 6 years? A decline
>> in housing prices is the inevitable result of a bursting housing bubble.
>>
> You are trying to find some way to pretend that the economy is bad so
> you can blame Bush.
>
>
>> Now, cheaper home prices does not mean that more people can now
>> afford housing. It's quite the opposite as the cost of buying a home
>> with the higher cost of financing has risen substantially. A year ago
>> 46% of people could afford the median price home in their neighborhood.
>> Now it is 42%.
>>
> In their neighbourhood? Maybe they need to find a lower cost
> neighbourhood if they want to buy.
>
>
>
>
>> So what we have is a whole group of people that have been financing
>> the 2/3 of our economy that is driven by consumer spending having less
>> equity than they thought. In many cases those homes are now worth less
>> than when they bought them for. Don't you think those people will be
>> spending a lot less?
>>
> I do think they should be spending less. It's high time that Americans
> not be the dumping ground for the excess industrial capacity of third
> world nations like China that haven't figured out how to have a domestic
> consumer economy even though their own people are still in desperate
> poverty.
>
>
>> Particularly since Bush has been in office that
>> individual incomes (adjusted for inflation) have fallen and have even
>> falling disregarding inflation over the last year or so. That certainly
>> wasn't expected.
>>
> Feel free to provide a cite as discussing nebulous contentions is
> difficult.

Here's one that I found in 12 seconds:

bigpicture.typepad.com/comments/2007/08/real-income-fai.html

"While incomes have been on the rise since 2002, the average income in 2005
was $55,238, still nearly 1 percent less than the $55,714 in 2000, after
adjusting for inflation, analysis of new tax statistics show."

>
>
>
>> All of this is driven by bad econonomic policy. Too much easy money,
>> too little oversight and not a concern in the world about the future.
>> It was al rive by the greed of the moment.
>>
> There's no difference now than when Clinton was president. People
> borrowed then and they borrow now. Look at the internet stocks bubble
> under Clinton. Was that Clinton's fault?
>
>
>
> --
> "Throw me that lipstick, darling, I wanna redo my stigmata."
>
> +-Jennifer Saunders, "Absolutely Fabulous"
 
Lamont Cranston wrote:
>
> "Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
> news:46D5D2E8.DC18ECC6@yahoo.co.uk...
> >
> >
> > Jeff wrote:
> >>
> >> Bill Bonde ( 'Hi ho' ) wrote:
> >>
> >> >
> >> > Harry Hope wrote:
> >> >
> >> >>From The Associated Press, 8/28/07:
> >> >>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
> >> >>
> >> >>Home Prices: Steepest Drop in 20 Years
> >> >>
> >> >>By Vinnee Tong, AP Business Writer
> >> >>
> >> >>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
> >> >>Was Started in 1987
> >> >>
> >> >>Harry
> >> >>
> >> >
> >> > You complain that houses are too expensive, about inflation, and now
> >> > you
> >> > complain when they get cheaper, deflation. Is there anything that could
> >> > happen in the economy that you wouldn't take some dark foreboding from?
> >> >
> >> >
> >> And you see no problem with the housing bubble? What the hell do you
> >> think this economy has been running on for the last 6 years? A decline
> >> in housing prices is the inevitable result of a bursting housing bubble.
> >>
> > You are trying to find some way to pretend that the economy is bad so
> > you can blame Bush.
> >
> >
> >> Now, cheaper home prices does not mean that more people can now
> >> afford housing. It's quite the opposite as the cost of buying a home
> >> with the higher cost of financing has risen substantially. A year ago
> >> 46% of people could afford the median price home in their neighborhood.
> >> Now it is 42%.
> >>
> > In their neighbourhood? Maybe they need to find a lower cost
> > neighbourhood if they want to buy.
> >
> >
> >
> >
> >> So what we have is a whole group of people that have been financing
> >> the 2/3 of our economy that is driven by consumer spending having less
> >> equity than they thought. In many cases those homes are now worth less
> >> than when they bought them for. Don't you think those people will be
> >> spending a lot less?
> >>
> > I do think they should be spending less. It's high time that Americans
> > not be the dumping ground for the excess industrial capacity of third
> > world nations like China that haven't figured out how to have a domestic
> > consumer economy even though their own people are still in desperate
> > poverty.
> >
> >
> >> Particularly since Bush has been in office that
> >> individual incomes (adjusted for inflation) have fallen and have even
> >> falling disregarding inflation over the last year or so. That certainly
> >> wasn't expected.
> >>
> > Feel free to provide a cite as discussing nebulous contentions is
> > difficult.
>
> Here's one that I found in 12 seconds:
>
It's not important how long it took you to find it just that you've
provided something specific to discuss.


> bigpicture.typepad.com/comments/2007/08/real-income-fai.html
>
> "While incomes have been on the rise since 2002, the average income in 2005
> was $55,238, still nearly 1 percent less than the $55,714 in 2000, after
> adjusting for inflation, analysis of new tax statistics show."
>
I don't think that's enough information to know how the middle class or
the poor are doing. Maybe Enron is just paying its people less.



--
"Throw me that lipstick, darling, I wanna redo my stigmata."

+-Jennifer Saunders, "Absolutely Fabulous"
 
"Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
news:46D5EBDF.10DF0C55@yahoo.co.uk...
>
>
> Lamont Cranston wrote:
>>
>> "Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
>> news:46D5D2E8.DC18ECC6@yahoo.co.uk...
>> >
>> >
>> > Jeff wrote:
>> >>
>> >> Bill Bonde ( 'Hi ho' ) wrote:
>> >>
>> >> >
>> >> > Harry Hope wrote:
>> >> >
>> >> >>From The Associated Press, 8/28/07:
>> >> >>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>> >> >>
>> >> >>Home Prices: Steepest Drop in 20 Years
>> >> >>
>> >> >>By Vinnee Tong, AP Business Writer
>> >> >>
>> >> >>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
>> >> >>Was Started in 1987
>> >> >>
>> >> >>Harry
>> >> >>
>> >> >
>> >> > You complain that houses are too expensive, about inflation, and now
>> >> > you
>> >> > complain when they get cheaper, deflation. Is there anything that
>> >> > could
>> >> > happen in the economy that you wouldn't take some dark foreboding
>> >> > from?
>> >> >
>> >> >
>> >> And you see no problem with the housing bubble? What the hell do
>> >> you
>> >> think this economy has been running on for the last 6 years? A decline
>> >> in housing prices is the inevitable result of a bursting housing
>> >> bubble.
>> >>
>> > You are trying to find some way to pretend that the economy is bad so
>> > you can blame Bush.
>> >
>> >
>> >> Now, cheaper home prices does not mean that more people can now
>> >> afford housing. It's quite the opposite as the cost of buying a home
>> >> with the higher cost of financing has risen substantially. A year ago
>> >> 46% of people could afford the median price home in their
>> >> neighborhood.
>> >> Now it is 42%.
>> >>
>> > In their neighbourhood? Maybe they need to find a lower cost
>> > neighbourhood if they want to buy.
>> >
>> >
>> >
>> >
>> >> So what we have is a whole group of people that have been financing
>> >> the 2/3 of our economy that is driven by consumer spending having less
>> >> equity than they thought. In many cases those homes are now worth less
>> >> than when they bought them for. Don't you think those people will be
>> >> spending a lot less?
>> >>
>> > I do think they should be spending less. It's high time that Americans
>> > not be the dumping ground for the excess industrial capacity of third
>> > world nations like China that haven't figured out how to have a
>> > domestic
>> > consumer economy even though their own people are still in desperate
>> > poverty.
>> >
>> >
>> >> Particularly since Bush has been in office that
>> >> individual incomes (adjusted for inflation) have fallen and have
>> >> even
>> >> falling disregarding inflation over the last year or so. That
>> >> certainly
>> >> wasn't expected.
>> >>
>> > Feel free to provide a cite as discussing nebulous contentions is
>> > difficult.
>>
>> Here's one that I found in 12 seconds:
>>
> It's not important how long it took you to find it just that you've
> provided something specific to discuss.
>
>
>> bigpicture.typepad.com/comments/2007/08/real-income-fai.html
>>
>> "While incomes have been on the rise since 2002, the average income in
>> 2005
>> was $55,238, still nearly 1 percent less than the $55,714 in 2000, after
>> adjusting for inflation, analysis of new tax statistics show."
>>
> I don't think that's enough information to know how the middle class or
> the poor are doing. Maybe Enron is just paying its people less.

It's more than enough information.

>
>
>
> --
> "Throw me that lipstick, darling, I wanna redo my stigmata."
>
> +-Jennifer Saunders, "Absolutely Fabulous"
 
Lamont Cranston wrote:
>
> "Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
> news:46D5EBDF.10DF0C55@yahoo.co.uk...
> >
> >
> > Lamont Cranston wrote:
> >>
> >> "Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
> >> news:46D5D2E8.DC18ECC6@yahoo.co.uk...
> >> >
> >> >
> >> > Jeff wrote:
> >> >>
> >> >> Bill Bonde ( 'Hi ho' ) wrote:
> >> >>
> >> >> >
> >> >> > Harry Hope wrote:
> >> >> >
> >> >> >>From The Associated Press, 8/28/07:
> >> >> >>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
> >> >> >>
> >> >> >>Home Prices: Steepest Drop in 20 Years
> >> >> >>
> >> >> >>By Vinnee Tong, AP Business Writer
> >> >> >>
> >> >> >>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its Index
> >> >> >>Was Started in 1987
> >> >> >>
> >> >> >>Harry
> >> >> >>
> >> >> >
> >> >> > You complain that houses are too expensive, about inflation, and now
> >> >> > you
> >> >> > complain when they get cheaper, deflation. Is there anything that
> >> >> > could
> >> >> > happen in the economy that you wouldn't take some dark foreboding
> >> >> > from?
> >> >> >
> >> >> >
> >> >> And you see no problem with the housing bubble? What the hell do
> >> >> you
> >> >> think this economy has been running on for the last 6 years? A decline
> >> >> in housing prices is the inevitable result of a bursting housing
> >> >> bubble.
> >> >>
> >> > You are trying to find some way to pretend that the economy is bad so
> >> > you can blame Bush.
> >> >
> >> >
> >> >> Now, cheaper home prices does not mean that more people can now
> >> >> afford housing. It's quite the opposite as the cost of buying a home
> >> >> with the higher cost of financing has risen substantially. A year ago
> >> >> 46% of people could afford the median price home in their
> >> >> neighborhood.
> >> >> Now it is 42%.
> >> >>
> >> > In their neighbourhood? Maybe they need to find a lower cost
> >> > neighbourhood if they want to buy.
> >> >
> >> >
> >> >
> >> >
> >> >> So what we have is a whole group of people that have been financing
> >> >> the 2/3 of our economy that is driven by consumer spending having less
> >> >> equity than they thought. In many cases those homes are now worth less
> >> >> than when they bought them for. Don't you think those people will be
> >> >> spending a lot less?
> >> >>
> >> > I do think they should be spending less. It's high time that Americans
> >> > not be the dumping ground for the excess industrial capacity of third
> >> > world nations like China that haven't figured out how to have a
> >> > domestic
> >> > consumer economy even though their own people are still in desperate
> >> > poverty.
> >> >
> >> >
> >> >> Particularly since Bush has been in office that
> >> >> individual incomes (adjusted for inflation) have fallen and have
> >> >> even
> >> >> falling disregarding inflation over the last year or so. That
> >> >> certainly
> >> >> wasn't expected.
> >> >>
> >> > Feel free to provide a cite as discussing nebulous contentions is
> >> > difficult.
> >>
> >> Here's one that I found in 12 seconds:
> >>
> > It's not important how long it took you to find it just that you've
> > provided something specific to discuss.
> >
> >
> >> bigpicture.typepad.com/comments/2007/08/real-income-fai.html
> >>
> >> "While incomes have been on the rise since 2002, the average income in
> >> 2005
> >> was $55,238, still nearly 1 percent less than the $55,714 in 2000, after
> >> adjusting for inflation, analysis of new tax statistics show."
> >>
> > I don't think that's enough information to know how the middle class or
> > the poor are doing. Maybe Enron is just paying its people less.
>
> It's more than enough information.
>
The "average income" doesn't tell us how specific groups within the
population are doing. It might just mean that the rich weren't getting
so much excess anymore, maybe fewer dividend payments. Apparently, from
other cites, poverty rates declined a bit. So that doesn't seem to mean
that the poor are having it worse. But more information is really
needed. For example, consider below what "average" means in the supra
case. Is it the arithmetic mean, which I'm assuming, or is it the
median, or is it something else?:

http://en.wikipedia.org/wiki/Average
#begin quote
In mathematics, an average, or central tendency of a data set refers to
a measure of the "middle" or "expected" value of the data set. There are
many different descriptive statistics that can be chosen as a
measurement of the central tendency. The most common method is the
arithmetic mean, but there are more than one type of average (median
being another common example). Colloquially, people often use the term
average to refer to an intuitive central tendency without having a
specific measurement of central tendency in mind.
#end quote

http://en.wikipedia.org/wiki/Arithmetic_mean
#begin quote
In mathematics and statistics, the arithmetic mean (or simply the mean)
of a list of numbers is the sum of all the members of the list divided
by the number of items in the list. The arithmetic mean is what students
are taught very early to call the "average". If the list is a
statistical population, then the mean of that population is called a
population mean. If the list is a statistical sample, we call the
resulting statistic a sample mean.

When the mean is not an accurate estimate of the median, the list of
numbers, or frequency distribution, is said to be skewed.
#end quote

http://en.wikipedia.org/wiki/Median
#begin quote
In probability theory and statistics, a median is a type of average that
is described as the number dividing the higher half of a sample, a
population, or a probability distribution, from the lower half. The
median of a finite list of numbers can be found by arranging all the
observations from lowest value to highest value and picking the middle
one. If there is an even number of observations, the median is not
unique, so one often takes the mean of the two middle values.

At most half the population have values less than the median and at most
half have values greater than the median. If both groups contain less
than half the population, then some of the population is exactly equal
to the median.
#end quote



--
"Throw me that lipstick, darling, I wanna redo my stigmata."

+-Jennifer Saunders, "Absolutely Fabulous"
 
"Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
news:46D73057.4BF006E1@yahoo.co.uk...
>
>
> Lamont Cranston wrote:
>>
>> "Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in message
>> news:46D5EBDF.10DF0C55@yahoo.co.uk...
>> >
>> >
>> > Lamont Cranston wrote:
>> >>
>> >> "Bill Bonde ( 'Hi ho' )" <tributyltinpaint@yahoo.co.uk> wrote in
>> >> message
>> >> news:46D5D2E8.DC18ECC6@yahoo.co.uk...
>> >> >
>> >> >
>> >> > Jeff wrote:
>> >> >>
>> >> >> Bill Bonde ( 'Hi ho' ) wrote:
>> >> >>
>> >> >> >
>> >> >> > Harry Hope wrote:
>> >> >> >
>> >> >> >>From The Associated Press, 8/28/07:
>> >> >> >>http://biz.yahoo.com/ap/070828/home_price_index.html?.v=5
>> >> >> >>
>> >> >> >>Home Prices: Steepest Drop in 20 Years
>> >> >> >>
>> >> >> >>By Vinnee Tong, AP Business Writer
>> >> >> >>
>> >> >> >>S&P Says Housing Prices Fell in 2Q by Steepest Rate Since Its
>> >> >> >>Index
>> >> >> >>Was Started in 1987
>> >> >> >>
>> >> >> >>Harry
>> >> >> >>
>> >> >> >
>> >> >> > You complain that houses are too expensive, about inflation, and
>> >> >> > now
>> >> >> > you
>> >> >> > complain when they get cheaper, deflation. Is there anything that
>> >> >> > could
>> >> >> > happen in the economy that you wouldn't take some dark foreboding
>> >> >> > from?
>> >> >> >
>> >> >> >
>> >> >> And you see no problem with the housing bubble? What the hell do
>> >> >> you
>> >> >> think this economy has been running on for the last 6 years? A
>> >> >> decline
>> >> >> in housing prices is the inevitable result of a bursting housing
>> >> >> bubble.
>> >> >>
>> >> > You are trying to find some way to pretend that the economy is bad
>> >> > so
>> >> > you can blame Bush.
>> >> >
>> >> >
>> >> >> Now, cheaper home prices does not mean that more people can now
>> >> >> afford housing. It's quite the opposite as the cost of buying a
>> >> >> home
>> >> >> with the higher cost of financing has risen substantially. A year
>> >> >> ago
>> >> >> 46% of people could afford the median price home in their
>> >> >> neighborhood.
>> >> >> Now it is 42%.
>> >> >>
>> >> > In their neighbourhood? Maybe they need to find a lower cost
>> >> > neighbourhood if they want to buy.
>> >> >
>> >> >
>> >> >
>> >> >
>> >> >> So what we have is a whole group of people that have been
>> >> >> financing
>> >> >> the 2/3 of our economy that is driven by consumer spending having
>> >> >> less
>> >> >> equity than they thought. In many cases those homes are now worth
>> >> >> less
>> >> >> than when they bought them for. Don't you think those people will
>> >> >> be
>> >> >> spending a lot less?
>> >> >>
>> >> > I do think they should be spending less. It's high time that
>> >> > Americans
>> >> > not be the dumping ground for the excess industrial capacity of
>> >> > third
>> >> > world nations like China that haven't figured out how to have a
>> >> > domestic
>> >> > consumer economy even though their own people are still in desperate
>> >> > poverty.
>> >> >
>> >> >
>> >> >> Particularly since Bush has been in office that
>> >> >> individual incomes (adjusted for inflation) have fallen and have
>> >> >> even
>> >> >> falling disregarding inflation over the last year or so. That
>> >> >> certainly
>> >> >> wasn't expected.
>> >> >>
>> >> > Feel free to provide a cite as discussing nebulous contentions is
>> >> > difficult.
>> >>
>> >> Here's one that I found in 12 seconds:
>> >>
>> > It's not important how long it took you to find it just that you've
>> > provided something specific to discuss.
>> >
>> >
>> >> bigpicture.typepad.com/comments/2007/08/real-income-fai.html
>> >>
>> >> "While incomes have been on the rise since 2002, the average income in
>> >> 2005
>> >> was $55,238, still nearly 1 percent less than the $55,714 in 2000,
>> >> after
>> >> adjusting for inflation, analysis of new tax statistics show."
>> >>
>> > I don't think that's enough information to know how the middle class or
>> > the poor are doing. Maybe Enron is just paying its people less.
>>
>> It's more than enough information.
>>
> The "average income" doesn't tell us how specific groups within the
> population are doing. It might just mean that the rich weren't getting
> so much excess anymore, maybe fewer dividend payments. Apparently, from
> other cites, poverty rates declined a bit. So that doesn't seem to mean
> that the poor are having it worse. But more information is really
> needed. For example, consider below what "average" means in the supra
> case. Is it the arithmetic mean, which I'm assuming, or is it the
> median, or is it something else?:

Average means the mean. There is sufficent data available to know that the
poor and middle classes are being hammered by this economy while the upper
class is enjoying all of the benefits.
 

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